Griffiths & Armour is a leading independent insurance broker with over 90 years of experience in providing tailored support for commercial businesses.

Headquartered in Liverpool, Griffiths & Armour is Liverpool BID Company’s broker of choice. The team are committed to working with local businesses to identify risks and secure the right level of cover and putting your best interests first.

Free Risk Management Support and Online Training

Griffiths & Armour’s clients have exclusive access to a bespoke online risk management platform, RMworks, providing industry-recognised risk management guidance and advice.

Regular Risk Management and legislative updates enable you to continually improve your risk management performance and reduce the chances of you ever calling on your insurance cover.

Once you become a client, Liverpool BID Levy Payers will have access to Griffiths & Armour’s online training modules for their employees, covering topics such as health & safety, environmental risks and cyber security.

Approved by RoSPA (The Royal Society for the Prevention of Accidents), your staff will have the best possible training and guidance, saving you time and cost on many useful and often mandatory training requirements for your business.

No Hidden Costs

The introduction of Griffiths & Armour as a preferred insurance broker by Liverpool BID Company is a non-financial partnership agreement. The aim is to deliver best value insurance solutions to Levy Payers, meaning no hidden costs passed on to you.

Local Claims Support

Should the worst happen, Griffiths & Armour’s in-house claims team will be on hand for immediate support. Based in Liverpool, they have experience in handling a wide variety of claims, from the everyday to highly complex multimillion pound incidents.

A Track Record of Best Practice

Griffiths & Armour has a proven track record of delivering best practice in the insurance sector for over 90 years.

The Liverpool BID Company will ensure all feedback received by our members is relayed to Griffiths & Armour to support a continuous delivery of high service standards.

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Who does Directors’ and Officers’ insurance protect?
D&O protects the directors and officers of a company and covers both public and private companies. It also protects owners, managers, and other decision makers.
D&O covers litigation or investigation that may arise from alleged poor decision-making or questionable conduct. The policy covers claims that arise from wrongful acts, which can be defined as an actual or alleged act, error or omission, misstatement, misleading statement, or breach of duty.

Why does a company or its decision makers need or want D&O insurance?Anchor
Claims from wrongful acts not covered under a company’s general liability policy require a separate D&O policy to protect the company’s decision makers. 

Importantly, D&O related lawsuits will commonly name individual decision makers, such as the owners or directors, managers or officers as defendants, meaning personal assets are on the line. Many board members cite D&O insurance as a necessary requirement before agreeing to sit on a board.

What does D&O insurance cost?
This depends on the size of the company, the industry, the location and the companies financial situation.